LEASING IN THE EPOXY OF THE DIGITAL ECONOMY: PROSPECTS AND DIRECTIONS OF DEVELOPMENT

  • B. Kyshakevych Drohobych State Pedagogical University named after Ivan Franko
  • O. Migulka Drohobych State Pedagogical University named after Ivan Franko
Keywords: leasing, fintech, digital economy, Omni-channel, lessee, leasehold

Abstract

The article analyzes the features of financial and leasing companies functioning in the conditions of active development of the digital economy. It has been shown that, thanks to digital technology and Internet accessibility, financial and leasing companies around the world began to introduce new business models. It was noted that the use of tools and methods of big data by financial and leasing companies resulted in a comprehensive study of clients, competitors, markets, products, services and channels. It is argued that it is economically feasible for leasing companies to offer their customers an Omnichannel approach, based on the mutual integration of disparate communication channels into a single system. This would allow uninterrupted and continuous communication with the client, allowing the latter to interact with the organization at any time and from any place. It has been shown that the active introduction of digital technologies in the Ukrainian leasing market would allow to standardize many stages of leasing operations, significantly reduce the cost of leasing operations in the traditional way, change the methods of market research and acquisition of goods.

References

Schüffel, Patrick (2016). Taming the Beast: A Scientific Definition of Fintech. Journal of Innovation Management. p. 32-54.

Sanicola, Lenny (13 February 2017). What is FinTech?. Huffington Post. Режим доступу: https://www.huffingtonpost.com/entry/what-isfintech_us_58a20d80e4b0cd37 efcfebaa.

Jacob Poushter, Caldwell Bishop & Hanyu Chwe. Smartphone ownership on the rise in emerging economies / Pew Research CenterJUNE 19, 2018 Режим доступу: http://www.pewglobal.org/2018/06/19/2-smartphone-ownership-on-the-rise-in-emerging- economies/

Кишакевич, Б.Ю. Аналiз оптимальних стратегiй портфельної конкуренцiйної моделi ринку акцiй / Б.Ю. Кишакевич, А.К. Прикарпатський, I.П. Твердохлiб. Доповiдi Нацiональної академiї наук України. - 2009. − No1. С. 40-47.

Fitch: 2019 Global Finance & Leasing Sector Outlook Raised to Stable Режим доступу: https://www.hellenicshippingnews.com/fitch-2019-global-finance-leasing-sector-outlook- raised-to-stable/

Матеріали офіційного сайту Асоціації «Українське об’єднання лізингодавців». URL: http://www.uul.com.ua/stat/leasing_market.

Краковська Анна, Вишневський Іван, Педос Наталія. Лізингова галузь в Україні: тенденції та рекомендації для зростання / проект USAID «Трансформація фінансового сектору/ Червень 2018 р . 36 c.

Національне рейтингове агентство «Рюрік». Аналітичний огляд ринку небанківських фінансових послуг України за підсумками 2017 року. − 17 c. http://rurik.com.ua/documents/research/non_banks_2017.pdf

Офіційний сайт Нацкомфінпослуг. Підсумки діяльності фінансових компаній, ломбардів та юридичних осіб (лізингодавців) за 9 місяців 2017 року. − 19 c. Режим доступу: https://www.nfp.gov.ua/files/OgliadRinkiv/FK/FK_3%20%D0%BA%D0% B2_2017.pdf

Schüffel, Patrick (2016). Taming the Beast: A Scientific Definition of Fintech. Journal of Innovation Management, p. 32-54.

Sanicola, Lenny (13 February 2017). What is FinTech?. Huffington Post. Retrieved from: https://www.huffingtonpost.com/entry/what-is-fintech_us_58a20d80e4b0cd37efcfebaa.

Jacob Poushter, Caldwell Bishop & Hanyu Chwe. Smartphone ownership on the rise in emerging economies, Pew Research CenterJUNE 19, 2018 Retrieved from: http://www.pewglobal.org/2018/06/19/2-smartphone-ownership-on-the-rise-in-emerging- economies/

Kyshakevych B, Prykarpatsky A. & Tverdokhlib I. (2009) Analiz optymalnih stratehij portfelnoi konkurencijnoi modeli akcij [Analysis of the optimal strategies of the portfolio competitive model of the stock market] // Reports of the National Academy of Sciences of Ukraine, 1, 40-47. [in Ukrainian]

Fitch: 2019 Global Finance & Leasing Sector Outlook Raised to Stable. Retrieved from: https://www.hellenicshippingnews.com/fitch-2019-global-finance-leasing-sector-outlook- raised-to-stable/

Materials of the official site of the Association "Ukrainian Association of Lessors". Retrieved from: http://www.uul.com.ua/stat/leasing_market. [in Ukrainian].

Krakovskaya A., Vishnevsky I & Pedos N. (June 2018). Lizynhova haluz w Ukraini: tendecii ta rekomendacii dlia zrostannia [Leasing industry in Ukraine: trends and recommendations for growth],USAID project"Transformation of the financial sector",36p.

National rating agency "Rurik". Analytical review of the Ukrainian non-bank financial services market in 2017. Retrieved from: http://rurik.com.ua/documents/research /non_banks_2017.pdf. [in Ukrainian]

Official site of the National Financial Services Commission. Pidsumki diyalnosti finansovih kompaniy, lombardiw ta lizunhodawciv za 9 misiaciv 2017 roku. [Results of activity of financial companies, pawnshops and legal entities (lessors) during 9 months of 2017]. Retrieved from: https://www.nfp.gov.ua/files/OgliadRinkiv/FK/FK_3%20%D0% BA%D0%B2_2017.pdf

Article views: 175
PDF Downloads: 63
Published
2019-01-10
How to Cite
Kyshakevych, B., & Migulka, O. (2019). LEASING IN THE EPOXY OF THE DIGITAL ECONOMY: PROSPECTS AND DIRECTIONS OF DEVELOPMENT. Economic Scope, (141), 183-194. Retrieved from http://prostir.pdaba.dp.ua/index.php/journal/article/view/20
Section
FINANCES AND INVESTMENT AND CONSTRUCTION ACTIVITIES